Thursday, May 31, 2012

Who picks your Georgia workers' compensation doctor?

By: Russell Keener ??? May 30, 2012

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One of the first ques?tions I ask new injured work?ers is this: When you were first injured, were you given a phys?i?cal list of com?pany doctors?

Geor?gia law requires every employ?ers to give the injured worker a phys?i?cal list of doc?tors to choose from for their med?ical care. It?s called the ?Posted Panel of Physicians.?

Whether you were given that list tells you a?lot.

It is the first oppor?tu?nity to deter?mine whether this par?tic?u?lar employer or insur?ance com?pany intends to fol?low Geor?gia law. Since giv?ing you a list of com?pany doc?tors is required by law, if it is not pro?vided, you have to ask,?why?

The med?ical doc?tor in charge of your work injury is crit?i?cal to your case. You need a doc?tor who is on your side, not merely look?ing after the insur?ance com?pany or your employer. Insur?ance com?pa?nies and employ?ers know their favorite doc?tors and that if they can con?trol the med?ical care, they can con?trol their finan?cial expo?sure. Never mind the qual?ity of your?case.

A med?ical con?di?tion that is not fully diag?nosed can harm you and your case. You may be denied full med?ical care for injuries you are pre?vented from know?ing or fully under?stand?ing. Keep?ing you in the dark about the extent of your injury is one of the tricks employ?ers and insur?ers have suc?cess?fully used for?years.

Be sure you are involved in select?ing your doc?tor. Be sure you have a doc?tors who are look?ing after your best interest.

How?ever, just because the doc?tor seems nice, he may be a wolf in sheep?s cloth?ing. Some doc?tors start off appear?ing to be help?ful but end up destroy?ing your case. Know?ing which doc?tors are on your side and which ones have a his?tory of ulti?mately pro?tect?ing the employer and insur?ance com?pany at the expense of your full med?ical care is critical.

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