Wednesday, February 29, 2012

A professional home-improvement contractor

Bridgend Builders

A professional home-improvement contractor such as the?Bridgend Builders will also take care of hiring all of the subcontractors your project will require whereas the layperson who handles such a project themselves would spend considerable hours and even days scouring through long lists of electricians, drywallers, plumbers, etc. The professionals hired to handle your home improvement project will have a list of reputable subcontractors they can call upon to assist them in their work negating a homeowners need for worry .A professional contractor such as the?Cardiff Builders will also handle all of the building permits needed for your project. Obtaining these permits is a real hassle for individuals who are inexperienced. The homeowner won?t need to figure out what they need in terms of permits nor where or how to get them when they?ve hired a professional to handle their project .When a homeowner handles a project themselves there?s no guarantee of anything. If they make a mistake in the middle of a project or should the finished products not live up to their own standards there is nothing in place that would refund them their money, allow them to have the work redone properly, or even dispute the work . Hiring a professional home ? mprovement contractor such as the?South Wales Builders is the only way to guarantee a guarantee. Home improvement and renovation projects vary in expense but the majority usually cost a pretty penny which is why it?s important to make sure that your project is guaranteed .

Source: http://www.wombatfile.com/home-improvement/a-professional-home-improvement-contractor/

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Arctic sea ice decline may be driving snowy winters seen in recent years

Tuesday, February 28, 2012

A new study led by the Georgia Institute of Technology provides further evidence of a relationship between melting ice in the Arctic regions and widespread cold outbreaks in the Northern Hemisphere. The study's findings could be used to improve seasonal forecasting of snow and temperature anomalies across northern continents.

Since the level of Arctic sea ice set a new record low in 2007, significantly above-normal winter snow cover has been seen in large parts of the northern United States, northwestern and central Europe, and northern and central China. During the winters of 2009-2010 and 2010-2011, the Northern Hemisphere measured its second and third largest snow cover levels on record.

"Our study demonstrates that the decrease in Arctic sea ice area is linked to changes in the winter Northern Hemisphere atmospheric circulation," said Judith Curry, chair of the School of Earth and Atmospheric Sciences at Georgia Tech. "The circulation changes result in more frequent episodes of atmospheric blocking patterns, which lead to increased cold surges and snow over large parts of the northern continents."

The study was published on Feb. 27, 2012 in the online early edition of the journal Proceedings of the National Academy of Sciences. The research was supported by NASA and the National Science Foundation.

In this study, scientists from Georgia Tech, the Chinese Academy of Sciences and Columbia University expanded on previous research by combining observational data and model simulations to explore the link between unusually large snowfall amounts in the Northern Hemisphere in recent winters and diminishing Arctic sea ice.

The researchers analyzed observational data collected between 1979 and 2010 and found that a decrease in autumn Arctic sea ice of 1 million square kilometers -- the size of the surface area of Egypt -- corresponded to significantly above-normal winter snow cover in large parts of the northern United States, northwestern and central Europe, and northern and central China.

The analysis revealed two major factors that could be contributing to the unusually large snowfall in recent winters -- changes in atmospheric circulation and changes in atmospheric water vapor content -- which are both linked to diminishing Arctic sea ice. Strong warming in the Arctic through the late summer and autumn appears to be enhancing the melting of sea ice.

"We think the recent snowy winters could be caused by the retreating Arctic ice altering atmospheric circulation patterns by weakening westerly winds, increasing the amplitude of the jet stream and increasing the amount of moisture in the atmosphere," explained Jiping Liu, a senior research scientist in the School of Earth and Atmospheric Sciences at Georgia Tech. "These pattern changes enhance blocking patterns that favor more frequent movement of cold air masses to middle and lower latitudes, leading to increased heavy snowfall in Europe and the Northeast and Midwest regions of the United States."

Diminishing Arctic sea ice can cause changes in atmospheric circulation that lead to a circulation pattern that is different than the "negative phase" of the Arctic Oscillation.

In addition to analyzing observational data, the researchers also assessed the impact of the diminishing Arctic sea ice on atmospheric circulation by comparing the results of model simulations run with different sea ice distribution. They ran one experiment that assumed seasonally varying Arctic sea ice and utilized sea ice concentration data collected between 1979 and 2010. Another simulation incorporated prescribed sea ice loss in autumn and winter based on satellite-derived Arctic sea ice concentrations.

The simulations showed that diminishing Arctic sea ice induced a significant surface warming in the Arctic Ocean and Greenland/northeastern Canada, and cooling over northern North America, Europe, Siberia and eastern Asia. The models also showed above-normal winter snowfall in large parts of the northern United States, central Europe, and northern and central China.

The consistent relationships seen in the model simulations and observational data illustrate that the rapid loss of sea ice in summer and delayed recovery of sea ice in autumn modulates snow cover, winter temperature and the frequency of cold air outbreaks in northern mid-latitudes.

Huijun Wang and Mirong Song of the Chinese Academy of Sciences Institute of Atmospheric Physics and Radley Horton from the Columbia University Center for Climate Systems Research also contributed to this work.

###

Georgia Institute of Technology Research News: http://gtresearchnews.gatech.edu

Thanks to Georgia Institute of Technology Research News for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

This press release has been viewed 14 time(s).

Source: http://www.labspaces.net/117930/Arctic_sea_ice_decline_may_be_driving_snowy_winters_seen_in_recent_years

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Tuesday, February 28, 2012

Gallop Sports Lounge: Boxing | Ads of the World?

Sorry, Readability was unable to parse this page for content.

Source: http://adsoftheworld.com/media/print/gallop_sports_lounge_boxing

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Ways to Send out SMS Text Messages On the internet Totally free ...

Mobile phones, unquestionably, might be labeled as the biggest invention of present day times. They make our everyday living easier with their numerous benefits, one of which can be the hugely helpful SMS or Small Messaging Support. SMS may be the normal expression for that technology which gives you individuals with the ability to send out and get text messages via cellphones.

With the latest technological improvements, cost-free international prank sms messages can now be sent on a world-wide stage wherever while in the planet by many on the net support suppliers. Along with the greatest part is usually that you never even have to have a mobile phone if you have a pc. You just register with the wanted details on any from the web-sites that provide cost-free SMS support and just stick to the simple instructions. There?s a space for that cell range of the recipient, and space for that communication. It is dependent to the cost-free sms supplier, but normally, the utmost range of phrases authorized is by and large fixed at 137 characters. On the other hand, some India sms suppliers permit much more than this. SMS messages can involve phrases, figures or any alphanumeric mix. Also, binary format is frequently supported.

Some appliance repair Brooklyn support suppliers offer you many supplemental providers to senders, such as delivery confirmations or replies. This manner, you will have the opportunity to track your sent messages and see when it will get obtained. Also, for those who choose for replies, the recipients can even reply back again for you. This two-way sms conversation without spending a dime is feasible only via a cost-free SMS support supplier on-line.

Looking at the actual fact that you just normally really have to shell out to send out SMS, sending cost-free, international SMS by on the net sms support suppliers is a great, brief strategy to talk with relatives and buddies. As an example, In the United kingdom, messages amount 0.ten, and with individuals sending tens of messages every and each day, expenses can mount up.

Also, creating a text communication making use of your cell phone just requires too long in comparison to making use of your keyboard. Even to the most present day cellphones with superior predictive text messaging, it could be very difficult and time-consuming to write a communication. Just think how brief it truly is to form a communication in your computer keyboard, it truly is substantially quicker to have same day loans making use of your mobile phone.

Remaining cost-free, some messaging providers are reliable, some will not get the job done whatsoever, and many others are incredibly slow. Also, many providers will include and advert to your bottom of one?s communication, despite the fact that this does not result in substantially dilemma, for, it does lessen the range of authorized characters.

Be very mindful when registering for just a cost-free SMS support. Not all are as cost-free because they declare to get, some send out chargeable sms messages towards your mobile phone, producing the support fairly costly.

written and submitted by Paula Myers

Source: http://www.birdwatchserbia.com/2012/02/ways-to-send-out-sms-text-messages-on-the-internet-totally-free/

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Monday, February 27, 2012

Panasonic, DoCoMo, NEC and Fujitsu create IP for multi-standard LSI chip; supports LTE, GSM, W-CDMA and HSPA+

Marvell was first to introduce a single-chip LTE world modem with support for multiple mobile standards late last year, and now Panasonic Mobile Communications, NTT DoCoMo, NEC and Fujitsu have developed intellectual property (hardware and software) for something similar of their own. Specifically, the quartet has gone further with the chip aspect, though. They've tested an "engineering sample" of a the large-scale integration chip (pictured) for modems in mobile devices, and claim that it uses twenty percent less juice than larger two-chip designs. That consolidation, also makes it cheaper to produce. Past that, the chip has successfully provided "interconnectivity between the mobile networks of major vendors," getting it a step closer to production. The silicon lets modems play nice with FDD-LTE, TDD-LTE, GSM, W-CDMA and HSPA+, specifically, and LTE-Advanced support is in the cards for the future. Although Panasonic, DoCoMo, NEC and Fujitsu are the main partners, other "major players" are said to be on board for a "joint venture," with the goal of commercializing it in countries outside of (and including) Japan. The word's mum on when we can expect the chip to make it past the sampling phase, but in the meantime, hit up the press release after the break for more knowledge.

Continue reading Panasonic, DoCoMo, NEC and Fujitsu create IP for multi-standard LSI chip; supports LTE, GSM, W-CDMA and HSPA+

Panasonic, DoCoMo, NEC and Fujitsu create IP for multi-standard LSI chip; supports LTE, GSM, W-CDMA and HSPA+ originally appeared on Engadget on Mon, 27 Feb 2012 14:05:00 EDT. Please see our terms for use of feeds.

Permalink   |  sourceNTT DoCoMo  | Email this | Comments

Source: http://www.engadget.com/2012/02/27/panasonic-docomo-nec-and-fujitsu-create-ip-for-multi-standard/

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Sunday, February 26, 2012

Take It From Me: Thomas & Friends: Movie Pack 3-DVD Set (Review)

?Peep! Peep! Three Thomas Movies Combined Together For the First Time at an Incredible value!
Thomas & Friends: Movie Pack 3-DVD Set
Release Date: February 21, 2012

From Lionsgate And HIT Entertainment
Total Running Time: 183 minutes (total)
PROGRAM DESCRIPTION
It?s full steam ahead with the ultimate Thomas & Friends 3-DVD movie set! Settle in for family movie night with exciting adventures on the rails at an incredible value. Thomas & Friends: Movie Pack 3-DVD Set steams into stores February 21, 2012 from Lionsgate and HIT Entertainment. Meet a new engine from far away, discover a new town on the Island of Sodor and see how the engines learn to work together in this trio of fantastic Thomas movie adventures.

The Set includes:

Thomas & Friends: Hero of The Rails
Follow Thomas as he discovers Hiro, an abandoned engine from a faraway land. Fearing that Hiro will be scrapped, Thomas enlists the help of many friends, but mishaps, mistakes and one boastful engine could foil their rescue plans.

DVD Bonus Features?

Thomas and Spencer Racing Game
Who?s Pulling Into The Station?
Go, Go Thomas? Karaoke Music Video

Thomas & Friends: The Great Discovery
Sodor Day is coming and all the engines are busy preparing. When Thomas gets lost in the mountains, he discovers the old town of Great Waterton! Soon the whole island is buzzing with the news of Thomas? discovery and restoring the old town in time for the big day.

DVD Bonus Features?

?You?re the Leader? Karaoke Music Video
Learn With Thomas
Behind-The-Scenes with Pierce Brosnan

Thomas & Friends: Calling All Engines
Summertime is a busy time on the Island of Sodor. When the Steam engines and Diesels can?t get along and no work is getting done, the engines are in a terrible mess! Will the new airport be ready in time? Will the bridge get built? Can the engines save the day? Find out in Calling All Engines!

Bonus Features
Calling All Engines! Game Deleted scenes
Read-along
Sing-along

?Where to Buy

A big thank you to Lionsgate and HIT Entertainment for providing me with a product to review. These are my honest opinions, your experience may vary.

Source: http://www.takeitfrom-me.com/2012/02/thomas-friends-movie-pack-3-dvd-set.html

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Saturday, February 25, 2012

Wyoming officials arrest man wanted in California

Story Published: Feb 25, 2012 at 4:01 AM MST

Story Updated: Feb 25, 2012 at 4:01 AM MST

ROCK SPRINGS, Wyo. (AP) ? Sheriff's officials in Wyoming say they've arrested a man wanted on suspicion of attempted murder in California.

Sweetwater County Sheriff Rich Haskell said Friday that 41-year-old Oreal Marcel Belcher was arrested at a home in Rock Springs around 3 p.m. Thursday.

Haskell's office hasn't released details yet.

Source: http://www.kulr8.com/news/wyoming/140399453.html

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Friday, February 24, 2012

Scrapbook layouts to make your thoughts specific ? COMPUTERS ...

[unable to retrieve full-text content]COMPUTERS AND TECHNOLOGY Only Directory which has Articles Related to COMPUTERS AND TECHNOLOGY · Home · About Us · Privacy Policy · Contact Us. Welcome to article directory. We have 143174 published ...

Source: http://computersandtechnology.us/2012/02/scrapbook-layouts-to-make-your-thoughts-specific/

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Book Bishoujo | Animation Art & Characters

By admin ?http://www.1ufo.com/book-bishoujo/

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Da Capo 2 (Limited Edition) Bishoujo Game, Sound Track and Art Book


Da Capo 2 (Limited Edition) Bishoujo Game, Sound Track and Art Book

$63.98

Silently?
Cherry Blossoms danced in the air,

All throughout the year, unceasingly?
Their blooming, pale pink petals the pride of this island.

Winter was here.

he ground lay covered in a faint layer of frost, as snow white crystals fluttered down upon it.
The season when puffs of breath turn white and getting out of bed proves difficult.

And yet?
?As usual, the scenery doesn?t reflect the ?


Marvel Comics: Psylocke Bishoujo Statue


Marvel Comics: Psylocke Bishoujo Statue

$59.99

A KOTOBUKIYA Japanese import! Following hot on the heels of the first three Marvel Comics Bishoujo Collection Statues (Rogue, Black Widow, and Scarlet Witch) comes the mysterious and beautiful telepathic ninja mutant PSYLOCKE! Once a British woman with minor mutant powers, Elizabeth ?Betsy? Braddock?s mind was transferred into the body of a ninja giving her additional martial arts prowess. A long-?


DC Direct AmeComi Heroine Series 1 Mini PVC Figure Harley Quinn


DC Direct AmeComi Heroine Series 1 Mini PVC Figure Harley Quinn

$37.00

They may be tiny, but they are mighty? mighty cute, that is!The AmeComi Heroine MiniFigures are here!The girls of Gotham City Batgirl, Harley Quinn, Poison Ivy are the first in an allnew, supercute line of minifigures, affectionately known as minicomis. Based on the larger AmeComi Heroine PVC Statue line, these miniature AmeComi PVC figures are all brandnew sculpts! Batgirl cuddles a squishabl?


Marvel Bishoujo 1/7 Scale Statue Invisible Woman Kotobukiya [JAPAN]


Marvel Bishoujo 1/7 Scale Statue Invisible Woman Kotobukiya [JAPAN]

$40.48

on an amazing georama base depicting the hand of the gigantic green monster from the cover of Fantastic Four #1, ?The Mole Man?s Monster!? Get her before she disappears?

Marvel, Invisible Woman: TM & ? 2010 Marvel Entertainment, LLC and its subsidiaries. Licensed by Marvel Characters B.V. www.marvel.com. All rights reserved?.


Manga Mania Bishoujo


Manga Mania Bishoujo

$11.93

With Christopher Harts clear step-by-step drawings and dynamic easy-to-follow text Manga Mania Bishoujo shows aspiring artists exactly how to handle anatomy and muscles, hands and nails, seductive outfits, extreme hairstyles, body language, and facial expressions?.


Source: http://www.1ufo.com/book-bishoujo/

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Thursday, February 23, 2012

This Mini Portable USB Turntable Is Your Preservationist Deal of the Day [Dealzmodo]

Oh man check out this totally awesome and rare 45 I got off eBay. Everyone thought the song was lost forever. But now I have the only known copy of it. It only cost me $1500 and the blood of my first born. Pretty good deal no. But enough talk, lets listen to this thi—NO. NO WHAT ARE YOU DOING?! NO YOU CAN'T SCRATCH WITH THAT. THAT IS NOT A FRISBEE. More »


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Spend Remortgage Lending products In Your Outdated Mortgage ...

The condition of Modifies name can be found in the N . Gulf aspect of the usa of The usa. The main town on the condition is Salem in fact it is largely filled. Now the Modifies name home refinance premiums may be minimal so all those individuals who unique houses or automobiles with this condition must obtain a refinancing home loan against their fairness and acquire implanty krakow possibility to hand over more affordable interest month after month.

It?s very annoying to find out that home loan repayments end up being so high. It usually takes a great number of several years to the middle-class customers to pay off their home finance loan. To shed this home finance loan you can now select home refinance financial products that fee more affordable fascination. After getting cleared your home finance loan you should make less expenses on a monthly basis to pay off your refinancing home loan.

There are so many important things about this particular refinancing home loan. Reduce costs is the fact since you will make less expenses month after month, it is also possible to avoid wasting substantial n amount of money that you simply ended up being losing in advance of in reducing your home finance loan. You can conserve that cash inside your retirement living bank account or you can invest that cash in some company in Modifies name to acquire personal loans online revenue. Also, you will get exempt from your debts quicker. By way of example, if you were most likely to get rest from your home finance loan in fifteen years then by using refinancing home loan it is also possible to get debt flexibility within years.

There is a term refinancing home loan which is termed spend refinancing home loan. While you obtain this loan, you find a greater income doesn?t only addresses your full house payment but garderoby will give you more income that you may employ in which it truly is essential the best. Then you should make expenses on a monthly basis to pay off this loan nevertheless the fascination energized on it will be minimal so it will be quick to make the repayments.

In Modifies name, you can get most financiers that provide a lot of these refinancing home loan. Simply research carefully and thoroughly. Web is a good source of locating these creditors only seek advice from all those people that originate from a realistic reference. Afterwards, make quotes concerning different deals then opt for the one that will provide you maximum benefit.

Source: http://twigfw.us/spend-remortgage-lending-products-in-your-outdated-mortgage-loans-and-preserve-money/

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Wednesday, February 22, 2012

Important Cell Phone Info You Should Know Before Purchasing A ...

Mobile phones have become more than just communication necessities. They have also evolved into representations of the user?s lifestyle, a fashion statement, if you will, or perhaps even an all-around gadget that includes everything that your daily needs would demand. As such, cell phones have integrated a wide array of features to serve the ever-developing tastes of consumers the world over. Today, there is a great variety of mobile phones you could choose from. How would you be able to separate the apples from the lemons? Through the right cell phone info, of course!

Cell phone info is an essential prerequisite to purchasing a mobile phone. Knowledge of the distinct features and the commercial history of the brand are often necessary to ensure a wise investment. Mobile phones are not really what we could consider as affordable. Hence, arming ourselves with the proper cell phone info is important to make sure that we will be spending our hard earned money intelligently.

So, what cell phone info do we need to know? Here?s a rundown of the basics.

* Do you need a basic phone or do you need a smart phone? This cell phone info is vital to narrow down your choices. If you just need a mobile phone for taking and making calls or sending SMS, a basic phone is the right one for you. It may have fewer trimmings, but it would be more affordable. If you want your mobile phone to resemble a PDA, then a smart phone is the better option. With expandable memory, there are a variety of applications you could use with such a smart phone.

* Do you want your mobile phone to play some tunes? This cell phone info is dependent on the lifestyle you have. If you can?t live without music, then a mobile phone possessed of an mp3 player or even an FM radio would be a good choice.

* Do you need your mobile phone to act as a digital camera? This cell phone info should reveal some truth. A mobile phone with an integrated camera is merely a convenient substitute for a digital camera. If you want to take professional looking photographs with digital quality, invest on a digital camera instead. If you want to exchange photos with family and friends, then the connectivity offered by phone cams can be a great option.

There?s not much a difference between the prices of models from different brands these days. What jacks up the selling rate of mobile phones are the features they offer. Hence, in choosing the right mobile phone for your budget, you should first consider your needs. This is the primary cell phone info you should aim for.

If for any reason you would like additional points on article directory there?s a lot of information not covered in this article, take a look at Author?s site to locate more.

Tags: phone

Source: http://clubpenguin.back2backgames.com/?p=105392

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Faq's About Wills, Living Wills and Forces of Attorney | No Questions ...

Aife Insurance

Exactly What Does A Is Going To Do?

The easiest way to make sure that your funds, property and private effects is going to be distributed after your dying based on your wishes would be to make a will. A will is really a legal document assigning the transfer of your dwelling and assets once you die. Usually, wills could be compiled by anyone older than 18 who?s psychologically capable, generally mentioned as ?being of seem body and mind.Inch

WHO Requires A WILL?

Although wills are really simple to create, about 50 % of People in america die with out them (or Intestate). With no will to point your wishes, a legal court stages in and distributes your home based on the laws and regulations of the condition. Wills are not only for that wealthy the quantity of property you?ve does not matter. A will guarantees that what assets you have will be presented to family people or any other receivers you designate. For those who have no apparent beneficiaries and die with no will, it?s even possible the condition may claim your estate.

Getting a will is particularly important for those who have youthful children since it provides you with the chance to designate a protector on their behalf in case of your dying. With no will, a legal court will appoint a protector for your kids who might be someone you don?t know.

Do You Know The Aspects Of A WILL?

That which you generally desire to make a will:

1) Your title and home

2) Names and addresses of spouse, children along with other receivers, for example non profit organizations or buddies

3) Alternate receivers, in case a beneficiary dies before you decide to do

4) Title and address of the Executor/ Executrix to handle your estate

5) Title and address of the alternative Executor/Executrix, in case the first option is not able or reluctant to do something

6) Title and address of the protector for the minor children

7) Title and address of the alternative protector, in case the first option is not able or reluctant to do something

8) Age you want your minor children to possess charge of their inheritance

9) Any funeral demands you might have (cremation, where you need to be hidden, etc.)

10) Your signature

11) Two Witnesses? signatures and

12) Notarization.

Two of the most basic products incorporated inside your will are naming a protector for minor children and naming an Executor/ Executrix.

Exactly What Is A Protector?

Generally, a making it through parent assumes the role of sole protector. However, you need to title a protector for minor children inside your will just in case neither you nor your partner is actually able and prepared to act. The protector you select ought to be over 18 and prepared to assume the duty. Speak with the individual in advance about what you?re asking. You are able to title a few as co-parents, but that won?t be advisable. It certainly is possible the parents might want to go their separate ways at some future date, and, if that?s the case, a custody of the children fight could ensue. If you don?t title a protector to look after your kids, a judge will appoint one, and it might not be somebody you?d have selected.

Exactly What Is A EXECUTOR/EXECUTRIX AND Exactly What Do They Are Doing?

An Executor/Executrix is the one who runs the distribution of the assets in compliance together with your will. Many people choose their spouse, a grownup child, a family member, or perhaps a friend to satisfy this duty.

If no Executor/Executrix is known as inside a will, a Probate Judge will appoint one. Probate refers back to the legal technique of the orderly distribution of property inside a person?s estate. The Executor/Executrix files the desire in probate court, in which a Judge decides when the will applies. If it?s discovered to be valid, assets are distributed based on the will. When the will is discovered to be invalid, assets are distributed in compliance with condition laws and regulations.

Duties usually carried out by an Executor/Executrix include:

?Having to pay valid creditors

?Having to pay taxes

?Notifying Social Security along with other agencies and firms of the dying

?Eliminating charge cards, magazine monthly subscriptions, etc. and

?Disbursing assets based on the will.

How About Upgrading MY WILL?

You?ll most likely have to improve your will several occasions throughout the path of your existence. For instance, a general change in marital status, the birth of the child or perhaps a move to a different condition really should prompt overview of your will. You are able to improve your will by improving it using a Codicil or by creating a replacement. Generally, people decide to problem a brand new will that supersedes that old document. Make sure to destroy that old will once you sign a replacement.

How About ESTATE TAXES?

The home incorporated inside your will might be susceptible to taxation. In planning your will, consider the next:

?Federal estate taxes will normally be due when the internet taxed estate may be worth a lot more than ,000,000. This amount is scheduled to progressively increase from ,000,000 in 2002/2003 to ,500,000 last year to ensure that it is going to shield ,500,000 in gift or estate transfers from tax per citizen. Estates more than the exempt amount could be taxed for a price from 37% to 50% (the very best percentage is scheduled to progressively decrease to 45% last year). Also, observe that these estate tax changes are scheduled to become repealed this year. Otherwise extended, the tax law will revert towards the estate and gift tax provisions in affect in 2001. Consult a tax or financial professional to find out an agenda that?s suitable for your family.

?Condition dying or inheritance taxes

?Federal taxes

?Condition taxes

You might have the ability to minimize your estate tax by creating a trust or giving gifts throughout your daily life. You may also cover the price of estate taxes by buying a life insurance policy meant to pay taxes. Speak to your life insurance agent to discover much more about the salt water evaporates.

WHERE Must I KEEP MY WILL?

When your will is written, store it inside a rut that?s available to others after your dying. I would recommend that you simply ensure that it stays inside a fire proof box that you could purchase at any office supply store. I don?t claim that you retain your will inside a safe deposit box because many states will seal your safe deposit box upon your dying. Make certain a detailed friend or relative knows how to locate your will.

Exactly What Is A LIVING WILL?

A full time income will isn?t a a part of your will. It?s a separate document that allows your loved ones people know which kind of care you need to do or don?t wish to receive in the event you become crictally ill or permanently unconscious. It might be effective only if you can?t express your wishes yourself. Discuss your wishes as reflected inside your living will with family people, and make certain all of your doctors possess a signed copy.

Exactly What Is A Energy OF ATTORNEY FOR Healthcare (Healthcare PROXY)?

A energy of attorney for healthcare (healthcare proxy) isn?t a a part of your will. It?s a separate document that authorizes someone you title to do something in compliance together with your medical intentions. It might be effective only if you can?t express your wishes yourself. You need to make certain that your doctors possess a signed copy.

Exactly What Is A FINANCIAL DURABLE Energy OF ATTORNEY?

An economic durable energy of attorney isn?t a a part of your will. It?s a separate document that authorizes someone you title to do something inwith your financial intentions. It might be effective only whenexpress your wishes yourself. You need to make certain that your financial professionals (companies, an accounting firm, financial organizers) and banks possess a signed copy.

Plan In Advance

The finish of the existence is one thing you most likely don?t wish to obsess with, but considering what?s going to occur to your family members as well as your assets and private possessions is essential. Ensuring you have done all you are able to create their lives simpler provides you with satisfaction. And when your will is drafted, you will not need to consider it again unless of course something significant inside your existence changes.

Source: http://noquestionsaskedlifeinsurance.bc9y.com/frequently-asked-questions-about-wills-living-wills-and-powers-of-attorney/

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Source: http://ericlively.jameshouts2010.com/2132/faqs-about-wills-living-wills-and-forces-of-attorney-no-questions/

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Tuesday, February 21, 2012

Risk-free Investing Over Penny Stocks | Articles Effect

Penny stocks are believed to be a dangerous investment decision than conventional stocks and shares. On the other hand, you will identify there?s a way that you could significantly lower your risk investing in penny shares and allow you to make great cash alongside the trading. It is usually a technique which can be personally utilized and found to be quite lucrative. Before discussing the technique, there?s something tremendously important you must know initially. Exploring penny shares is quite different from searching for a conventional stock which is also a lot harder to trade. If you are a professional trader, you need to realize that it wants another group of abilities to select a big penny stock investing, understand the precise time for you to purchase it, and be warned of specific season for you to sell it off.

People who feel themselves proficient on how to invest in penny stocks don?t utilize the identical strategies they might use to decide on traditional shares. Analyzing basic principles is significantly much less essential. In reality, basic principles for any penny stock and share are often generally useless. Penny stock investing research is best carried out by individuals who make beneficial researchers or undercover reporters since this is the sorts of expertise you have to turn out to be truly productive at selecting cheap stocks. Nevertheless, you don?t require being a master at selecting cheap stocks to create a nice income using them. Actually, it is possible to trade all of them with hardly any risk and practically assure that you?ll generate income. This can be for comprehensive beginners in supplement to skilled traders.

There are actually individuals with an amazingly unique expertise for choosing penny stocks. A few of these people today provide a membership support exactly where they provide you their recommendations in the experience you sign up. Like for example, the particular shares to choose, when you should purchase, and when to trade. Some expert services will present you more information too. Many of these are regular picks however; many have a tendency to be more irregular each time they locate the best one. In case you sign up, rather than attempting to speculate which ones to select, you can deal their choices. Very good selections are incredibly useful details to stand for significant amount of exact analysis that just a few individuals work great at.

So, what you ought to do is initially sign up for the support and set up obtaining the picks. Subsequently create a trial penny stocks account and begin stock trading the selections that you are receiving inside the test version. This can help you to examine when the selections which are getting delivered are good possibilities and precisely how an excellent deal you?d created using the made use of genuine cash.

After you have attempted a number of recommendations within the demonstration profile and persuaded yourself with these good selections, you can begin buying and selling the selections you turn out to be getting delivered legitimate. This will reduce your threat and nearly promise you?ll make some huge cash.

Looking to find more info on how to invest in penny stock, then visit http://HowToInvestInPennyStock.com to find the best advice.

Source: http://www.articleseffect.com/risk-free-investing-over-penny-stocks.html

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Monday, February 20, 2012

Streaming Audio ? 10 Tips On Preparing For Your First Recording

[unable to retrieve full-text content]Creating your initial streaming audio recording does not must be a difficult or intimidating experience. Nowadays it is easier than ever to form your 1st recording. You can, but, eliminate a ton of frustration by preparing properly.

Source: http://www.1directory.net/internet-and-businesses-online/streaming-audio-10-tips-on-preparing-for-your-first-recording-6096.html

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Data collection arms race feeds privacy fears

This week's revelations that Google Inc, Twitter and other popular Internet companies have been taking liberties with customer data have prompted criticism from privacy advocates and lawmakers, along with apologies from the companies.

They are the latest in a long line of missteps by large Internet companies that have faced little punishment for pushing privacy boundaries, which are already more expansive than most consumers understand.

Despite all the chatter about online privacy and the regular introductions of proposed data protection laws in Congress, Silicon Valley is in the midst of a veritable arms race of personal data collection that is intensifying.

Many innovative companies, most prominently Facebook, base virtually all of their services on the ability to personalize, which requires them to know their users well. Their business models likewise depend to an increasing degree on the ability to target a banner advertisement or other marketing pitch to an individual. Millions of times each day, the right to advertise to a specific user is auctioned off in a fraction of a second by computers talking to one another.

For both the buyers and the sellers of the advertising, the business advantage goes to the participant with the most knowledge, and that race is driving companies like Google to learn as much about its users as Facebook does. policies forbade it. On Friday, a Wall Street Journal report showed that Google was tweaking ads on Apple's Safari Web browser to install tracking cookies which, while commonplace on other browsers, are blocked on Safari unless the user specifically allows them.

Related: Why social media, mobile phones want your info

Reps. Edward J. Markey (D-Mass.) and Joe Barton (R-Texas), co-chairmen of the Congressional Privacy Caucus asked for a Google probe by the Federal Trade Commission, which declined to comment. Google said Friday that its intentions were innocuous but it nontheless dropped the practice. Twitter and Path said they would seek explicit permission before grabbing address-book contents, and Apple said it would update its software to prevent further leaks.

Promises, promises
The developments fit what is by now a well-established pattern that has thus far kept major new laws off the books, longtime policy specialists said.

A company over-reaches, gets caught, and promises to do better. If a greater than usual display of outrage prompts introduction of plausible legislation, the industry counters with a new plan for self-regulation, such as the publication of privacy policies that users seldom read.

Sooner or later, the plan is rendered obsolete by new technologies in the data arms race, and the cycle repeats.

Google and Facebook last year both agreed to 20 years of privacy audits by the Federal Trade Commission after they made public customer information that users had considered private. But with few restrictions on data collection, the audits are not likely to have a major impact on business practices.

Internet companies and their investors argue that data-collection is essential to their businesses, and enables them to provide services that would otherwise be impossible. Consumers get more accurate search results, more relevant advertising, and more intimate connections with friends and others when Internet companies know something about them.

"For that value tradeoff, they're willing to provide information," said Ron Conway, a well-known Internet investor.

"I don't like people tracking my location, but I want to know, 'what are some nearby Italian restaurants that my friends have liked,'" said Auren Hoffman, CEO of Rapleaf, which compiles profiles of Internet users.

Related: Why social media, mobile phones want your info

The equation is different in Europe, which has long-standing data protection laws that limit some practices that are standard in the United States. The European Union is now weighing updated rules that would allow any resident to ask companies to delete the information on file about them; the United States only has equivalent rights for those under age 13.

Privacy advocates in the United States say they do not expect big changes anytime soon.

"Trying to pass a bill through Congress that's actually going to safeguard user records, especially when you've got huge advertiser lobbies trying to defang that law, is an incredible challenge," said Rainey Reitman, activism director with the Electronic Frontier Foundation.

At best, they say, a law might allow consumers to opt out of some tracking.

"That is more likely today than it was 24 hours ago," said Justin Brookman, director of consumer privacy at the Center for Democracy & Technology, which gets funding from foundations and major technology companies.

"But the 'right-to-be forgotten,' erase-button thing, you would see more of a fight."

Copyright 2012 Thomson Reuters. Click for restrictions.

Source: http://www.msnbc.msn.com/id/46446950/ns/technology_and_science-security/

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Sunday, February 19, 2012

Eastern Europeans fuel fight for Internet freedoms (AP)

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Protesters discuss as they demonstrate against the Anti-Counterfeiting Trade Agreement, or ACTA, in front of the Presidential Palace in Warsaw, Poland, Saturday, Feb. 11, 2012.  People are gathering in many European cities to voice their anger at the international copyright treaty that they fear will lead to censorship on the Internet. Several European countries have signed the ACTA, but ratification remains in question now amid a groundswell of anger toward it, mostly by young people.  (AP Photo/Czarek Sokolowski)AP - Eastern Europe's tradition of political revolt has met the digital age. This time it's not communists or food shortages fueling fury, but an international copyright treaty that opponents say threatens freedom on the Internet.


Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20120218/ap_on_hi_te/eu_eastern_europe_internet_freedom

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Whitney Houston's voice soars at hometown funeral (AP)

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A coffin holding the remains of singer Whitney Houston is carried into the New Hope Baptist Church before her funeral services in Newark, N.J. on Saturday, Feb. 18, 2012. (AP Photo/Jason DeCrow)AP - After all the testimonials from relatives and friends, the songs from legends and pop stars, the preaching and even laughter, the raw emotion of Whitney Houston's funeral came down to just one moment: The sound of her own voice.


Source: http://us.rd.yahoo.com/dailynews/rss/music/*http%3A//news.yahoo.com/s/ap/20120219/ap_en_mu/us_whitney_houston_funeral

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How Important Are Autoresponders?

Published by witter | February 17, 2012 | | 53

An auto-responder and successful Internet marketing strategy generally are two things that go hand in hand. As an Internet Marketer, this is your communication gateway. You would have a very hard time at having a successful Internet marketing strategy without the use of a handy auto-responder, for this tool is used with great success to achieve many of the marketing duties which are essential for a successful online business.

Building a successful Internet marketing business can be a very long, dedicated process and whether you are helping other people sell their products or you are trying to sell your own, an auto-responder is one of the most important tools that you could use. Not only can you use this to keep in touch with all of your past customers, but it can help you stay in contact with new and potential customers in the future. This is critical to your online business.

A must have Internet Marketing strategy.

Auto-responding messages can be used to send out information about new products, promotions or services you offer. Building your mailing list through permission based opt ins is fantastic. These visitors to your site are asking you for more information. You can now get in front of these people over and over again with your auto responder.
Keep in mind always that you must be building your list constantly. Some of the best Internet marketers say this list is their gold. This Internet Marketing strategy in a must have if you want to be a success online guru.

These tools not only save time and effort, but they can save money as they are one of the best ways to remind consumers about all the great things that you offer. Learning how to successfully use an auto-responder can be the first step you take in a successful online venture.

You may want to look at your auto responder as another sales agent out there keeping you in front of your competition as often as you feel like scheduling it.

There are many other Internet Marketing strategies that can be implemented right along with your auto- responder, making this tool even more effective. Taking the time to learn how to do your e mail campaigns should also be looked into to get the most out of your Internet Marketing strategies.

Kimberlyn Lebsock has been an entrepreneur for more than 20 years. She has started, owned, and operated several multimillion dollar businesses. She has also spent thousands of dollars on her Internet Marketing education and has found major success marketing with Internet platform opportunities that are already in place and they work. http://www.groundfloor.wordpress.com Her primary focus is to show millions of people how they also can achieve success with a business online. Kimberlyn?s web site offers an incredible opportunity to people who want to create passive income with an online venture or want to create massive income with a combination of online and offline strategies. With Kimberlyn?s abilities to share strategies and guide her team to success is where she has been most successful. Coaching teams of people through product knowledge for sales and territory development, her teams learn how to skyrocket their income using an existing online platform.

Source: http://www.1directory.net/internet-and-businesses-online/how-important-are-autoresponders-5321.html

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Friday, February 17, 2012

Approving Keystone XL Would Have Gone into Obama???s ???Win Column??? (ContributorNetwork)

[unable to retrieve full-text content]ContributorNetwork - COMMENTARY | I don't like to be played for a sucker. So when the guy in the next bay at the filling station approached me asking for a handout I answered in a flat "no."

Source: http://us.rd.yahoo.com/dailynews/rss/obama/*http%3A//news.yahoo.com/s/ac/20120216/us_ac/10975304_approving_keystone_xl_would_have_gone_into_obamas_win_column

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How Family Can Help With Mood Disorder

Published by Sherry | February 16, 2012 | | 22

Do you sometimes have the feeling or raging emotions that everything around you feels great? And are you high in spirit and feel like you can take on anything you put your mind into; then all of a sudden you feel down? If you have no idea why you suddenly feel like you are no longer in control of your environment, and why your confidence went down the drain without any reason, you?re not alone ? you may have bipolar disorder.

Bipolar is a mental disorder that is affecting one in every eighty three individuals in America. This condition is often manifested by elation of good mood one minute, and having depressive moods the next. The shift can be rapid and even unnoticeable by the individual who is affected. Many individuals affected by this type of mood disorder are those who have history of depression in the past. This could also be as a result of mental disorder drugs you may have taken.

There are 3 kinds of Bipolar Disorders; the first type is called type 1 Bipolar Disorder and the next one is referred to as Disorder type II.

The number three type is called Rapid Cycling Bipolar. The 1st type is called manic-depressive disorder; the disorder type that is known for constantly changing moods from sadness to happiness. The next one is characterized by an exaggerated elated emotion followed by extreme sadness or depression. The number 3 is being in a constant cycle of manic depression within one year.

Individuals who are more likely to have bipolar disorder are those people with history of depression; those who are sleep deprived, or are drug addicted. Kids can also have bipolar disorder, but it is always in the form of attention deficit hyperactivity. It is also believed that bipolar disorder could be due to environmental factors and other childhood experiences.

The treatment of Bipolar Disorder is more aggressive compared to other mental disorders. The treatment often will involve you and your psychotherapist to build trust ? relationship. You will be interviewed by your psychotherapist about all areas of your life, including your views on issues and past experiences. This kind of treatment will encourage the individual to be more open. Another way to treat this is by getting enough sleep, and taking some mood stabilizer medicines. If your problem was due to drug addiction, many times you will be required to be institutionalized where you can be observed and monitored properly.

Bipolar Disorder is treatable and in most cases very manageable when family members are understanding and are involved. It is very crucial to have adequate communication between you and your doctor, including members of your family. Whether the disease can be successfully treated or not, it should always be handled with reasonable amount of care.

Ben Paul is an expert author who has written extensively about different types of medical and health related matters. If you want to know more about depression or anxiety and best way to treat them visit this page talks about lexpro or other related pages like: lorazepam side effects and much more.

Source: http://www.1directory.net/health-fitness/how-family-can-help-with-mood-disorder-4873.html

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Hungarian Roma killings movie premieres in Berlin (AP)

BERLIN ? The director of a Hungarian film which focuses on the lives of a family of Roma as their community faces a series of deadly attacks says he hopes it will help tackle discrimination.

Bence Fliegauf told reporters at the Berlin film festival Thursday that he hoped "this movie is going to make a difference," though he stressed that he hadn't embarked on the project for any ideological reason.

In tackling the problem openly, "I hope my movie is going to do something for the image of Hungary," he added.

"Just the Wind" ? which has an amateur Roma, or Gypsies, cast ? premiered at the festival, where it is one of 18 films competing for the top Golden Bear award. The winner will be announced Saturday.

It depicts the life of a Roma family ? long-suffering, grimly silent mother Mari (Katalin Toldi), her elderly invalid father and two children who struggle to make ends meet and dream of emigrating one day to Canada ? against the quietly menacing backdrop of a series of killings in their out-of-the-way neighborhood.

The film takes its cue from true-life murders that happened in 2008-9, though Fliegauf stressed that it does not document those killings.

Roma, who make up an estimated 5-8 percent of Hungary's 10 million people, battle deep prejudice and have been deeply affected by the loss of guaranteed jobs after the end of communism over 20 years ago.

Four men are on trial in Budapest accused of carrying out attacks in nine villages between July 2008 and August 2009 in which six Roma were shot to death, including a 5-year-old boy. Five sustained serious injuries.

Prosecutors allege the suspects were motivated partly by vigilantism, and wanted to frighten and provoke the Roma community into acts of reprisal.

Toldi, who said she had never acted in a movie or even rehearsed before, recalled facing such discrimination.

"We were scared," Toldi said of her reaction to the 2008-9 killings. "I was wondering what would happen if they came to me."

Fliegauf said getting the amateur cast together was a complex challenge and a "very long process," requiring him to go out into the country to find actors.

"I said, why not me? I could be part of this movie," Toldi said. "I was a bit scared because I had never done anything like this before."

Source: http://us.rd.yahoo.com/dailynews/rss/movies/*http%3A//news.yahoo.com/s/ap/20120216/ap_en_mo/eu_berlin_film_festival

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Thursday, February 16, 2012

ART & ENTERTAINMENT IN BRIEF 16/2 ? Talk Vietnam

First show by An My Le in town

?Events Ashore? from renowned photographer and film-maker An My Le, who has consistently challenged the role, purpose and strategy of military operations as a theatre of fact and fiction, is on display at the San Art in Binh Thanh District.

The show features the artist?s latest project, which begun in 2006 with ten large-sized photos depicting the activities of a contemporary U.S. soldier.

It captures images of soldiers clearing trip wires in Indonesia, assisting relief efforts in earthquake-hit Haiti, a Lieutenant Commander preparing for his portrait photograph in a warship studio, jungle survival in Indonesia with the art of skinning snakes and the presence of Buddhist monks on board U.S. naval vessels.

Le?s work provides a powerful doorway to the social and political responsibilities of contemporary military life.

Born in Saigon in 1960, she is a professor of Photography at Bard College in New York where she now lives and works.

The show runs until Saturday at San Art, 3 Me Linh Street in HCMC?s Binh Thanh District.

HRC presents array of rock performances

Ha Noi Rock City (HRC) will host duos Xu Shaoyang and Sha Sha from Hong Kong and Zippy Doiron (Canada) and Jordan Senior (UK) tomorrow.

Influenced by bands and artists such as The Pastels, Dan Hill, Tori Kudo, Joao Gillberto and Faye Wong, Xu has created his own unique style mixing blues, Chinese pop and soul. He has spent 10 years touring Europe, America and Asia.

Jordan Senior, who performed at HRC last August, will kick-start the night with singer/ganster Zippy Doiron, at 27/52 To Ngoc Van Street, Tay Ho District, from 9pm. Entrance fee at door: VND50,000.

On Saturday, the rock band Tiny Monster will hit the HRC stage. Founded in late 2011, the band comprises some familiar faces from the infamous Vietnamese rock bands Gat Tan Day, Microwave and Little Wings. Moving forward from their animated indie pop rock pasts, Tiny Monster are writing lyrically mature music that sounds delightfully delicate and calm.

Besides their impressive debut performance at the Rock Storm concert, the HCM City-based band marked their first outstanding steps into the music scene with their acclaimed 12-track debut album Duong Ve (The Way Home).

Their performance at HRC will start at 9.40pm.

Rugby matches to be hosted by Hanoi Dragons

Everyone interested in playing or watching a game of rugby are invited to join the Hanoi Dragons Rugby Union Football Club on Sunday, for an event featuring 10-a-side and mixed-seven matches.

The games will start at 2pm at Ha Dong Stadium, located at the corner of Ba Trieu and To Hieu streets in Ha Dong District.

Mango Bay Cup opens to budding footie stars

The Mango Bay Phu Quoc Resort is preparing for its fifth annual football tournament for the expatriate community on May 5.

This year, eight expatriate teams, divided into two groups, will compete for the title at the island?s An Thu 3 stadium.

The registration fee is US$300 per team of ten, including one goalkeeper, six starting players and three substitutes. The fee includes complimentary water and players get a reduced rate of US$10 per person for a special BBQ night. Players? guests can also join the legendary seafood and steak barbeque for US$20 each.

Last year, the final saw the Raiders, which comprised of Saigon ex-pats, defeat the Flippers, who had islanders and expats in their line-up.

For the detailed tournament schedule and best room-rate deals email Ronan Le Bihan, the resort?s general manager at gm@mangobayphuquoc.com.

Electro maestro accompanied by young talent

Electro maestro Vu Nhat Tan will join bassist Bush Lam for a performance at CAMA ATK, 73 Mai Hac De Street, on Saturday night.

Tan has long been considered the ?vanguard? of experimental and electronic music in the capital. Through his noise groups, DJ sets, classical compositions and lectures at the Ha Noi Conservatory, he has introduced a generation of Hanoians to a world of music considered ?strange? by many.

During Saturday?s performance, Tan will have one of Viet Nam?s most promising young musicians, Bush Lam, to accompany him on live bass. The duo?s performance will start at 7pm.

Listen to extracts from Cosi fan Tutte

Extracts from the world-famous Cosi fan Tutte by Wolfgang Amadeus Mozart will be presented during the An Evening of Opera in the courtyard of the Italian restaurant Luna d?Autunno on Thursday, February 22.

Under the baton of British conductor Graham Sutcliffe, the artists will perform 10 extracts, including Una donna a quindici anni (soprano), Ah Garda sorella (soprano), Non Siete ritrosi (baritone), Donna mie la fate (tenor) and Verdi: La Donne e mobile (tenor).

The An Evening of Opera will take place at 78 Tho Nhuom Street from 8.30-10.30pm.

Japanese artist exhibits first video in HCM

The first solo video exhibition of Japanese artist Meiro Koizumi, Human Opera: Meiro Koizumi, will open at San Art in HCM City on February 24.

The exhibition will feature two video works titled Human Opera XXX (2005) and My Voice Would Reach You (2009). They represent the human spirit?s dilemma in dealing with the complex contradictions of urban life.

Born in Gunma in 1976, Koizumi currently lives and works in Yokohama in Japan. He studied at Chelsea Art and Design School in London and Rijksakademie van Beeldende Kunsten Institute in Amsterdam. His works have been shown in major museums around the world.

The exhibition will run until March 23 at 3 Me Linh Street in Binh Thanh District.

Eighty-year-old artist?s works put on display

Eighty-year-old artist Pham Cung is displaying his works at the Dan Ba Trong Mat Toi (Women in My Eyes) exhibition at HCM City Fine Arts Association.

The exhibition features 37 oil paintings reflecting the beauty of Vietnamese women. The exhibition closes on Saturday at 218A Pasteur Street in District 3.

Hanoi hosts Australian cultural week

A week featuring Australian culture as well as its education sector will be held in Hanoi from Feb. 17-25 with a programme of events taking place across the city.

At the start of the week, a police football team from the state of Victoria will play friendly matches against a team from Vietnam ?s Public Security Ministry as well as a team from the Australian Embassy in Hanoi .

The Victoria police will also visit and present sports equipment to the Birla orphanage in Hanoi .

A number of prize winning films from the Melbourne International Film Festival will also be screened for students at three universities in the city.

During the week, popular composer Michael Cuming will perform with a jazz fusion band and a number of seminars on how to learn English more effectively will also take place.

Source: http://talkvietnam.com/2012/02/art-entertainment-162/

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Palestinian Authority, battling debt, raises taxes

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Source: http://www.dailystar.com.lb/Business/Middle-East/2012/Feb-15/163303-palestinian-authority-battling-debt-raises-taxes.ashx

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Wednesday, February 15, 2012

OK! COVER STORY: Angelina Jolie & Brad Pitt ? Wedding Exclusive!

Sometime this summer, after seven years and six children (going on eight), Brad Pitt and a very-pregnant-with-twin-boys Angelina Jolie will finally walk down the aisle and ? most sincerely ? wed. Sources say the world's most glamorous couple will become husband (her third) and wife (his second) in a small but stylish ceremony at their 16th-century French ch?teau.

OK! GALLERY: ANGELINA JOLIE & BRAD PITT HAVE A PRE-VALENTINE'S DAY DATE AT THE CINEMA FOR PEACE GALA IN BERLIN

"Brad and Angie have kept this quiet, and they're talking about how and when to announce it," an insider tells OK!. "They really get a kick out of teasing people with this whole thing."

Together since 2005 ? after Brad's pop culture-shattering split from Jennifer Aniston ? the couple have famously vowed to resist matrimony until same-sex marriage becomes legal throughout the U.S. But in a recent interview, Brad, 48, dropped his most explicit hint yet.

OK! GALLERY: BRAD PITT & GEORGE CLOONEY DOUBLE DATE ON THE 2012 SAG AWARDS RED CARPET

"We'd actually like to [get married]," he revealed. "We made this declaration some time ago that we weren't going to do it till everyong can. But I don't think we'll be able to hold out. It means so much to my kids, and they ask a lot," said Brad. "It means something to me, too," Brad added, "to be in love with someone and be raising a family with someone and want to make that commitment and not be able to is ludicrous, just ludicrous."

FOR MORE ON BRAD & ANGIE'S DECISION TO FINALLY TIE THE KNOT, PICK UP THE NEW ISSUE OF OK! ? IN STORES THURSDAY!

Source: http://www.okmagazine.com/news/ok-cover-story-angelina-jolie-brad-pitt-%E2%80%94%C2%A0wedding-exclusive

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CISOs: Make the Most of Your Time in the Boardroom | In Defense of ...

People in IT leadership roles, including CIOs and CISOs, typically only have five to eight minutes of time to present in Board of Director meetings, according to the latest research from the IT Policy Compliance Group. How CISOs use this time will often determine if they get the resources they need to effectively manage IT risk.

Adding to this pressure on CISOs is the fact that their boards are more attuned to security issues than ever before. ?Recent data from Forrester Research notes that 70% of security decision makers report increased executive awareness of IT security as a result of high profile attacks and breaches. ?So now, in less than 10 minutes, CISOs need to manage interactions with the board to focus on the most critical issues while avoiding distractions from what senior executives may have read about or heard regarding cyber-attacks. ?As a security leader, how do you maintain their focus on the issues that matter, and walk away from the board meeting with the resources or approvals you need to manage IT risk for the organization?

The simple answer is this: speak in business terms, not technical jargon. Unfortunately, only 12% of organizations view this as currently happening ? a recent survey by the Information Risk Executive Council illustrates that only 1-in-8 best performing organizations feel Info Sec can effectively influence business decisions. These CISOs are communicating IT risk through a business lens and can sit down with other C-level executives and business unit leaders to talk about how IT risk is impacting their business. To date very few organizations have yet reached this level of maturity.

The good news, however, is that most security leaders recognize that changes to their IT risk management program will positively impact their relationship with business counterparts. Nearly half of respondents (47%) to a Symantec commissioned survey by Forrester said that improvements in their ability to communicate the value of security and risk management in business terms would have the most impact on their relationship with business counterparts, while over 40% called out the need for more timely and accurate data, or more frequent reporting of risk and compliance.

Know your business risk

A new IT Policy Compliance Group report, ?Data Driven Reporting and Communications about IT: Better Results, Less Risk?, also echoes what security leaders told Forrester. This report offers some pointed findings around what best performing organizations are doing differently to communicate and report about IT, allowing senior managers to take action.

The best performing organizations do a number of things that set them apart. They communicate what the IT risks mean in business terms to a wide range of stakeholders. They gather more information about risk from the environment, including from their people and systems, and collect this information more frequently than others in an automated manner.? These organizations use dashboards and scorecards to communicate the business context to different stakeholders, and customize reports for each audience. ?Most importantly, their dashboards focus on communicating the business impact of IT risk. ?For instance, the data they show might summarize the risk to a business process, rather than highlight a technical issue on a server in the datacenter.? With these approaches, they can garner more attention, drive more action amongst stakeholders and make a better case for additional security investments.

When you consider that only one organization in ten uses data-driven reporting and communications, there?s clearly room for improvement among the other 90%. Whatever your approach is to reporting information about the business risks of using IT, most organizations can and should increase the relevance of IT to non-IT stakeholders. Adopting the practices of best performers is one place to start.

Translate business risk

It?s critical that CISOs communicate IT risks in business context if they are to drive accountability and action amongst business stakeholders.? Today Symantec announced a better way to communicate IT risk in business terms. The latest version of our IT governance, risk and compliance (IT-GRC) solution features the new Control Compliance Suite Risk Manager module. Risk Manager will enable security leaders to represent technical issues in the form of risks relevant to business processes, deliver customized views of IT risk for different stakeholders, and help prioritize remediation efforts based on business criticality rather than technical severity.

Would you welcome a streamlined way to communicate IT risk to your execs in business terms and secure more security budget? ?I look forward to your comments.

Tags: compliance, IT GRC, IT risk management, Symantec

Source: http://www.indefenseofdata.com/2012/02/cisos-make-the-most-of-your-time-in-the-boardroom/

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